Below is an artists conception of how a Binary system of a White Dwarf and its
evolving companion might look:
As the second star expands, becoming a Red Giant, its outer atmosphere might become
caught up and pulled into orbit around the White Dwarf! The material passes through
the Lagrangian Point from one star to the next.
In the diagram above, you also see the accretion disk which has formed
around the White Dwarf. This forms because the material falling onto the
White Dwarf must conserve angular moment.
The Surface of the White Dwarf is VERY HOT and the gravitational pull VERY HIGH. The
material from the Red Giant is rich in Hydrogen. If it falls to the surface of the White Dwarf, it will
immediately set off a Thermo Nuclear Reaction.
Many binary systems show re-occurring NOVA explosions.
However, if a LOT of mass falls on, or if the White Dwarf has been taking on more
and more material, slowly, going off as a Nova again and again, it might SURPASS the
Chandrasekhar Limit.
If a little bit of mass falls onto the White Dwarf, we see a NOVA .
In this case, the ENTIRE WHITE DWARF WILL DISINTEGRATE as a SUPERNOVA!